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| CASE STUDY 1 |
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| Circumstances: |
Real Estate Investment Opportunity |
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| Insured: |
83 Year Old Female |
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| Type of policy: |
Universal Life |
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| Face amount: |
$10,000,000 |
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| Cash surrender value: |
$175,422 |
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| Offer to seller: |
$300,000 |
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Summary:
The insured had a policy for a short period of time, but her circumstances changed and she discovered she could utilize the Life Settlement market to raise capital for a desired real estate investment. Thornbush Life Equity was able to make an offer substantially greater than the cash surrender value of her policy.
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| CASE STUDY 2 |
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| Circumstances: |
Fund Established for Acute Care Facility for Spouse |
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| Insured: |
74 Year Old Male |
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| Type of policy: |
Universal Life |
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| Face amount: |
$3,000,000 |
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| Cash surrender value: |
$48,980 |
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| Offer to seller: |
$195,000 |
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Summary:
The insured had a policy for a short period of time, but his circumstances now required the long term care of his spouse in an acute care facility. Life Settlement proved an excellent vehicle enabling him to create a fund for the payment of his wife's needs without altering his existing estate. Thornbush Life Equity made it possible for him to provide the kind of care his wife deserved.
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| CASE STUDY 3 |
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| Circumstances: |
Client desired to create a trust fund for his grandchildren's education |
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| Insured: |
83 Year Old Male |
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| Type of policy: |
Universal Life |
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| Face amount: |
$5,000,000 |
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| Cash surrender value: |
$93,000 |
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| Offer to seller: |
$282,000 |
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Summary:
The insured had a policy with accumulated cash value, but he desired to maximize the value he could receive from his policy to create a trust fund for the education of his grandchildren. Life Settlement allowed him to realize a much higher value than simply surrendering his policy and fulfill his promise of providing college tuition for his family.
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