The life settlements market has brought into existence a powerful new way for seniors to create value through life insurance. No longer is life insurance simply a form of savings plan; it is now an investment that can generate a substantial return without waiting for the death benefit. Life settlements provide seniors with valuable new options to achieve goals that previously seemed unattainable.

The life settlements market has enabled seniors to sell their life insurance policies for amounts substantially larger than the cash surrender value of the policies. In the past, when one no longer wished to pay the premiums on a policy, the only options were to let the policy lapse, or to surrender it for a relatively low value. In qualified situations, we will help a policy owner sell a life insurance policy for a much greater amount than the cash surrender value. The purchasing company will become the owner of the policy and continue the payment of premiums. The seller of the policy will walk away with no further financial obligations and far greater cash than he or she would have otherwise been able to acquire for the policy.

We are able to address your specific needs with either the issuance of a new policy or settlement of an existing policy.

Our mission is to develop customized plans to help you realize
the greatest value for your policy in the Life Settlement Market.


We'll begin by assigning an expert counselor to work with you. Our proprietary approach enables us to maximize the value of your insurability. We'll evaluate your insurance status, your medical condition and other relevant circumstances to determine if life settlement is a good option for you. If we believe life settlement will generate a positive result for you, we'll develop a customized plan to fit your individual situation and your unique goals and desires. We will present you with an analysis of several possible scenarios to help you make the most informed decisions. We'll not only help you achieve the greatest value, but also make the process one of convenience and ease.

The final phase involves the actual transfer of ownership and payment to you. We will guide you through the simple process and provide you with total knowledge and comfort throughout the transaction.

After your policy is sold, you'll be under no further financial obligation, and the purchasing company will become the owner and beneficiary of the policy.

Your confidentiality is a top priority for us and will be diligently safeguarded throughout the process. All of your information will be carefully protected according to the rules of the Federal Health Insurance Portability and Accountability Act.