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The life settlements market has brought into existence a powerful
new way for seniors to create value through life insurance. No longer
is life insurance simply a form of savings plan; it is now an investment
that can generate a substantial return without waiting for the death
benefit. Life settlements provide seniors with valuable new options
to achieve goals that previously seemed unattainable.
The life settlements market has enabled seniors to sell their life
insurance policies for amounts substantially larger than the cash
surrender value of the policies. In the past, when one no longer
wished to pay the premiums on a policy, the only options were to let
the policy lapse, or to surrender it for a relatively low value. In qualified
situations, we will help a policy owner sell a life insurance policy for a
much greater amount than the cash surrender value. The purchasing
company will become the owner of the policy and continue the
payment of premiums. The seller of the policy will walk away with no
further financial obligations and far greater cash than he or she would
have otherwise been able to acquire for the policy.
We are able to address your specific needs with either the issuance
of a new policy or settlement of an existing policy.
Our mission is to develop customized plans to help you realize the greatest value for your policy in the Life Settlement Market.
We'll begin by assigning an expert counselor to work with you.
Our proprietary approach enables us to maximize the value of your
insurability. We'll evaluate your insurance status, your medical
condition and other relevant circumstances to determine if life
settlement is a good option for you. If we believe life settlement
will generate a positive result for you, we'll develop a customized
plan to fit your individual situation and your unique goals and desires.
We will present you with an analysis of several possible scenarios to help
you make the most informed decisions. We'll not only help you achieve
the greatest value, but also make the process one of convenience and ease.
The final phase involves the actual transfer of ownership and payment to you.
We will guide you through the simple process and provide you with total knowledge
and comfort throughout the transaction.
After your policy is sold, you'll be under no further financial obligation,
and the purchasing company will become the owner and beneficiary of the policy.
Your confidentiality is a top priority for us and will be diligently
safeguarded throughout the process. All of your information will be carefully
protected according to the rules of the Federal Health Insurance Portability
and Accountability Act.
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